Completing an Application

Fullsteam Payment Processing: Completing an Application

If you have been sent an invitation to apply with custom pricing, you must click on the link sent to you via email to begin your application. If you leave your application during this time, you may follow the appropriate link below to get back into your application.

If you need assistance finding your particular link, call [phone], option 4 Monday through Friday, 8AM to 5PM CST or email us at [e-mail].

To begin your application, you will need the following items:

• All Business Information
  • Legal Name
  • DBA Name, if applicable
  • Tax Identification Number
  • Physical Business Address
  • Ownership Type
  • Date of Establishment
  • Phone Number
  • Email Address
  • Website
  • Credit Card Processing Amount
• All Owners’ Information
  • Social Security Number
  • Date of Birth
  • Physical Home Address
  • Phone Number
  • Email Address
• Banking Information
  • Account Type (Personal/Business)
  • Routing Number
  • Account Number

When you arrive at this page, if you have not registered already, you must register.

Insert the email address you would like to use for your application and click “Register.”

Create a password; then click “Register.”

If you have registered before, you need to click “Login.” On the next page you will need to enter your previously selected password and click “Login.”

Once you have logged in, you will need to create a new application.

If you were not sent a custom link, you will need to click “Create New Application” to create a new application.

If you were sent a custom link, you will need to click "Claim Pre-Generated Application" to begin the application. 

On the next page, you will enter your business’s information. Please note: your tax ID number will be the 9-digit number that you received on your SS-4 Form from the IRS or, in the case of some sole proprietorships, it will be your SSN. This tax ID number field must be your federal tax ID, not your state or local tax ID.

In this dropdown, you will select your ownership type: Government, Sole Proprietorship, Non-Profit, Partnership, Limited Liability Company, Private Corporation (S-Corp), or Public Corporation (C-Corp).

The date fields are easily overlooked. Ensure that your establishment date is entered correctly.

Click “Next.”

Ownership – does anyone including yourself own 25% or more of the company? Click “Yes.”

**In almost all cases, the answer to the question above will be “Yes.” Government, nonprofit, and public corporations are an exception.

*** Please note that every business should list at least one individual as an owner or control person, regardless of entity type.

We must gather the correct items to complete our underwriting review. We are required by the USA PATRIOT ACT to collect this information. Ensure your correct SSN, date of birth, and home address are entered.

Please note: if your business is a sole proprietorship and you state that you do have a control person, you will receive the error below when you try to go on to the next step. Simply change the answer to “No” to proceed.

Answer the below questions for every individual who owns 25% of the company or more. You may list up to four owners.

In the following special circumstances, businesses owned by trusts or other businesses, do the following:

• If the business is owned by a trust, list each trustee.
• If the company is owned by a business, list the business’s control person.

Enter your business’s primary contact information and click “Next.”

Provide the information for your business’s checking account. We must ask for a copy of a voided check (starter check is not acceptable) or a bank verification letter after you apply to ensure accurate and timely funding. A bank verification letter should be printed on bank letterhead and include the full routing number, full account number, business name, and bank representative signature. 

Note: unless a business is a sole proprietorship, a personal checking account is not normally acceptable. For most other business types, the account must be a business checking account with the business’s legal or DBA name in the account title. We are unable to accept a savings account due to NACHA rules.

Click “Next” when finished.

The next page includes the pricing for your business, along with the Sub-Merchant Payment Processing Agreement.

The pricing and agreement must be accepted to submit the application. Once you click “Accept & Continue,” you will not be able to access the application for changes. If anything needs to be changed once you have submitted your application, email [e-mail] or call [phone], option 4 Monday through Friday, 8AM-5PM CST, to speak to a representative.